Privacy Policy & Terms of Use

Privacy Policy

It has always been the policy of CSALAS & CO℠ and its affiliate JR Financial Services, Inc., and their related corporations to keep all the information we collect from you confidential from all sources. We restrict access to all nonpublic personal information about you to members of our firm who need to know that information to provide services to you. We do collect nonpublic personal information about you from the following sources:

	Information we receive from you on tax preparation organizers, worksheets, Federal and state tax reporting forms, and from other documents we use in tax preparation or other financial and related services.
	Information about your transactions with us, our affiliates, and others.
	Information we may receive from outside agencies such as banks and brokerage houses.

	Requirements to comply with Federal, state or local law,
	Requirements to comply with National, state or local licensing rules,
	Requirements to disclose information in response to legal subpoenas,
	Items you permit or request us to disclose, as authorized by you in writing,
	Information, which you authorize us to disclose to electronically file your tax return, when applicable,
	Information, which you authorize us to disclose that discloses that you are our client, without disclosure of financial or other personal information.

Terms of Use
Please read these terms carefully before using this site.

Legal Notices
This Web site is provided by CSALAS & CO. Corporation (CSALAS & CO.) and may be used for informational purposes only. By using the site or accessing materials from the site, you agree to abide by the terms of use set forth in this notice. CSALAS & CO. is willing to provide you with access to the Site only on the condition that you accept all of the terms and conditions contained in this Agreement. Your use of the Site, including without limitation any of the products or services offered on the Site, will constitute your acceptance of, and agreement to be bound by, all the terms and conditions of this Agreement. IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, DO NOT ACCESS THE SITE OR ANY PRODUCTS OR SERVICES PROVIDED ON OR THROUGH THE SITE. You may print this Agreement or you can download this Agreement to your computer. To the extent that you use particular CSALAS & CO. services you are subject to the applicable agreements ("Supplemental Agreements") and any posted guidelines or rules applicable to such services. All such guidelines, or rules, are hereby incorporated by reference into this Agreement. Where a conflict exists between this Agreement and any of the Supplemental Agreements, the provisions of the applicable Supplemental Agreement shall govern. The terms and conditions on these pages are of general application and may be supplemented by additional disclaimers, guidelines, rules, terms or conditions of specific application on any particular page of this Site.

License
Subject to the terms and conditions set forth in this Agreement, CSALAS & CO. grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way. CSALAS & CO. authorizes you to view and download the information ("Materials") at this Web site ("Site") only for your personal, non-commercial use. This authorization is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Materials, is copyrighted and protected by copyright laws. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein, CSALAS & CO. does not grant any express or implied right to you under any patents, trademarks, or copyrights. You agree not to access the Site by any means other than through the HTML or other interface that is provided by CSALAS & CO. for use in accessing the Site.

Intellectual Property
CSALAS & CO. either owns or has obtained permission from the owner to use all of the content on this Site. The names, graphics, logos, icons, designs, words, titles and phrases on this Site constitute trademarks, trade names, trade dress and associated products and services of CSALAS & CO. or its affiliates. The trademarks, trade names, trade dress and associated products and services represented on this Site are protected under United States and international law and their display on this Site does not convey or create any license or other rights in these trademarks, trade names, trade dress and associated products and services. Any use of them without prior written authorization of CSALAS & CO. is strictly prohibited.
The trademarks for all products or services mentioned on this Site which are not those of CSALAS & CO., are the trademarks of their respective owners. The display of these trademarks or trade names on this Site does not convey or create any license or other rights in these trademarks or trade names. Any unauthorized use of them is strictly prohibited. Any unauthorized copying, redistribution, reproduction or modification of the contents of this Site by any person may be a violation of federal or common law, trade-mark and/or copyright laws and could subject such person to legal action.

Modifications to Site
CSALAS & CO. reserves the right to modify, suspend or discontinue, temporarily or permanently, the Site (or any part thereof) from time to time, for any or no reason and without notice. You agree that CSALAS & CO. shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site. The information and materials contained on the Site are subject to change.

Transactions with Third Parties
As a convenience to you, CSALAS & CO. may provide, on this Site, links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. CSALAS & CO. makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that CSALAS & CO or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of CSALAS & CO. or any of its affiliates.

Information Provided By You
Any personally identifiable information you may provide to CSALAS & CO. via this Site is protected by the Privacy Policy associated with this Site. CSALAS & CO. does not want you to, and you should not, send any confidential or proprietary information to CSALAS & CO. via the Site. You agree that any information or materials that you or individuals acting on your behalf provide to CSALAS & CO. will not be considered confidential or proprietary. By providing any such information or materials to CSALAS & CO., you grant to CSALAS & CO. access to such information and materials, and you further agree that CSALAS & CO. is allowed access to this information that you or individuals acting on your behalf provide to CSALAS & CO. You further recognize that CSALAS & CO. does not want you to, and you warrant that you shall not, provide any information or materials to CSALAS & CO. that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Disclaimer of Warranties
Except as expressly provided otherwise in an applicable Supplemental Agreement, CSALAS & CO. disclaims any and all responsibility or liability for the timeliness, sequence, quality, accuracy, content, completeness, legality, reliability, operability or availability of information or material contained on the Site. The Site may contain inaccuracies or typographical errors. CSALAS & CO. disclaims any responsibility for the deletion, failure to store, misdelivery, or untimely delivery of any information or material in respect of the Site or the use thereof. Any communications sent to you via this Site or otherwise from CSALAS & CO. (including without limitation in the form of newsletters, electronic mail or via telephone), and the contents of this Site (including without limitation any financial market data and tax information) are provided for informational and educational purposes only and are not intended to provide legal, investment, tax or accounting advice and should not be relied upon in that regard. Your financial and tax situation may be unique and therefore you should independently consult a certified tax and accounting professionals at CSALAS & CO. EXCEPT AS EXPRESSLY PROVIDED OTHERWISE HEREIN OR IN AN APPLICABLE SUPPLEMENTAL AGREEMENT, CSALAS & CO. AND ITS DATA PROVIDERS will use reasonable efforts to include up-to-date and accurate information in this site but all PRODUCTS AND SERVICES OFFERED ON THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITH NO WARRANTIES WHATSOEVER. ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ARE EXPRESSLY DISCLAIMED. CSALAS & CO. AND ITS DATA PROVIDERS DISCLAIM ANY WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE PRODUCTS AND SERVICES OFFERED ON THE SITE. CSALAS & CO. AND ITS DATA PROVIDERS DISCLAIM ANY WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS PROVIDED IN THE SITE, AS WELL AS FOR ANY INFORMATION OR ADVICE RECEIVED THROUGH THE SITE OR THROUGH ANY LINKS PROVIDED ON THE SITE. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCTS AND SERVICES IS DONE SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY CLAIMS, INCLUDING WITHOUT LIMITATION ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA, THAT RESULTS FROM DOWNLOADING OR OTHERWISE OBTAINING SUCH MATERIAL.

Limitation of Liability
EXCEPT AS EXPRESSLY PROVIDED OTHERWISE HEREIN OR IN AN APPLICABLE SUPPLEMENTAL AGREEMENT, In no event shall CSALAS & CO., ANY OF CSALAS & CO.'S AFFILIATES OR DATA PROVIDERS OR ANYONE ELSE INVOLVED IN CREATING, PRODUCING, DELIVERING OR MANAGING THE CONTENT OF THIS SITE (collectively the "Site providers"), be liable to YOU or any third party for any CLAIMS whatsoever, including without limitation direct, indirect, special, incidental, punitive OR consequential DAMAGES (including without limitation any lost revenues, lost profits, lost opportunities, loss of prospective economic advantage) arising out of or in connection with the use or performance of this Site, Any communications sent to you via this Site or otherwise from CSALAS & CO. (including without limitation in the form of electronic mail or via telephone), or information available from this Site, including without limitation any damages suffered as a result of omissions or inaccuracies in such information, the transmission of confidential or sensitive information to or from the Site providers, and inconvenience, delay or loss of use of the service, even if any one of or all of the Site providers is advised of THE possibility OF SUCH DAMAGES. WITHOUT LIMITING THE FOREGOING, the Site providers assume no liability or responsibility for damage or injury to persons or property arising from any use of any product, information, idea, or instruction contained in the content of this Site.

Indemnification
You agree to indemnify and hold harmless CSALAS & CO. and its affiliates from and against any and all Claims arising out of or relating to: (i) User Content you submit, post to or transmit through the Site; or (ii) your violation of any rights of any other person in connection with the Site.

Entire Agreement
This Agreement, along with any Supplemental Agreements, is the entire and exclusive agreement between the parties, and it supersedes all previous communications, representations or agreements, either oral or written, between them with respect to this subject matter. No representations or statements of any kind made by any employee or affiliate of CSALAS & CO., which are not included in this Agreement, shall be binding on CSALAS & CO. or its affiliates.

Changes
CSALAS & CO. reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes. CSALAS & CO. may terminate, change, suspend or discontinue any aspect of the CSALAS & CO. Site, including the availability of any features of the Site, at any time.

Severability
If any provision of this Agreement is determined to be illegal or unenforceable, such provision shall be automatically reformed and construed so as to be valid, operative and enforceable to the maximum extent permitted by law or equity while preserving its original intent. The invalidity of any part of this Agreement shall not render invalid the remainder of this Agreement.

Miscellaneous
The headings contained herein are for convenience only and shall have no legal or interpretive effect. Additional terms and conditions may apply when you use other services, affiliate services, third party content or third party software on or through a link provided on the Site. CSALAS & CO. may assign its rights and duties under this Agreement to any party at any time without notice to you.

If you have any questions regarding our privacy policy and terms of use, please contact us via mail at CSALAS & CO. PO Box 770517 Woodside, NY 11377 or call us at (866) 573-2831.